The Supreme Court addressed the issue of whether auto insurers are required to secure new UI/UM forms on “after acquired vehicles”. Earlier this year, the Supreme Court had held that new forms were required because the new vehicle amounted to a new auto policy. Nationwide sought reconsideration of the Court’s decision. The Insurance Department also filed a brief with the Court in support of reconsideration, arguing that insurers should not have to secure new forms on existing auto policies when a new vehicle is added to the policy. The Court reexamined its decision and modified its prior holding.

In an opinion by Justice Saylor, joined by Cappy, Baer and Baldwin, the Supreme Court held that whether new forms are required for an after-acquired vehicle depends on the type of after-acquired vehicle clause contained in the auto policy. If the clause provides coverage for the after-acquired vehicle for a limited time, then new UI/UM forms must be secured. If the clause provides continuing coverage for the after-acquired vehicle as long as the insured provides notice to the insurer of the addition and pays the required additional premium, then no new forms are required.